Our philosophy is simple.  We want to get to know you in order to help you make the best decisions possible.

As a firm, our focus is to understand your goals and develop a plan to reach them.


Our Approach

We conduct our financial planning process in a way to ensure we are answering all of your questions in a thorough and concise manner.


What you may be thinking 



  • Finding your center: Risk vs. Reward.  Where is your comfort zone?
  • Does my current approach to planning give me clear direction to where I am heading?
  • Am I missing out on investment opportunities?
  • How do I balance my desire to pay down debts while addressing my other financial priorities?
  • Will my plans to protect my heirs, be carried out as I desire?
  • If something were to happen to me, will my family be able to put everything together?
  • Is what I have accumulated enough -  to be able to sustain my lifestyle later in life?
  • What is the best way to arrange my affairs that affords me to pay the least amount of tax?
  • How can I minimize my total cost of borrowing and building wealth at the same time?


Experience has shown us many people:


  • Falsely believe that financial planning means receiving a good investment return
  • Do not realize that an RRSP or a corporation is generally not a tax savings strategy, but rather just a deferral
  • Pay more taxes than they should
  • Are not properly protected against the unexpected
  • Overpay for insurance or are underinsured
  • Still base their future success on guesswork or market timing
  • Do not have a plan in place that quantifies their decisions and compares against alternate approaches
  • Typically only consider fees when considering investment success
  • Have too much complexity in their finances and seek simplification

If you think our financial planning approach is what you're looking for, we invite you to

get in touch.


Mutual funds and/or approved exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc.
Insurance products offered through multiple insurance carriers